Insurance Built on Understanding

We’re a local agency in Pleasant Hill, helping Bay Area families and businesses protect what matters most. From home and auto to high-fire zone coverage, our team makes insurance clear, personal, and easy to manage.

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Comprehensive Insurance Solutions Tailored for the Bay Area

Auto Insurance

Coverage options designed to protect your vehicle and keep you moving with confidence on California roads.

Home Insurance

Policies that safeguard your property and belongings, including specialized coverage for high-fire risk areas.

Life Insurance

Flexible plans that provide financial security for your loved ones, customized to your family’s needs.

Fire Insurance

Guidance for hard-to-insure properties, including California FAIR Plan options.

Business Insurance

Protection for your enterprise with tailored solutions covering liability, property, and employee risks.

Pet Insurance

Because our furry family members deserve protection too.

Client Testimonials

Five black stars in a horizontal row, indicating a top rating or excellent score.
Darlene and her team made the process simple and clear. I felt confident knowing my home and car were properly covered.
Michael R.
3 weeks ago
Man standing in front of a house, smiling with hands in pockets. He is wearing a red shirt and jeans.
Five black stars in a row.
The personalized attention I received was outstanding. They tailored my business insurance to fit exactly what I needed.
Samantha L.
1 month ago
Woman in blazer with arms crossed, sitting at desk in office setting.
Five black stars in a row, rating or review.
I appreciate how responsive and knowledgeable the team is. They helped me understand my life insurance options without pressure.
David K.
2 weeks ago
Man with graying hair using a laptop at a desk in a home office.
Five black stars.
Their expertise with high-fire zone coverage gave me peace of mind living in a vulnerable area of California.
Linda M.
4 weeks ago
Woman standing in front of a beige house, wearing a brown cardigan and green pants.

About Us

For more than a decade, Darlene Baxter has served the Bay Area as a dedicated Farmers® Insurance agent who believes coverage should feel personal, not corporate. With over 30 years of local experience, she understands the needs of Northern California families and small businesses—offering clear guidance, straightforward communication, and customized protection for every stage of life.

Alongside her trusted team, Adriana and Stephanie, Darlene has built an agency known for genuine care and reliable service. Together, they take pride in helping clients make informed decisions, eliminate coverage gaps, and gain confidence in their policies. It’s not just about insurance—it’s about building lasting relationships and peace of mind for their community.

Get Your Personalized Quote Today

Connect with our Bay Area team for tailored insurance solutions that fit your needs. Call or request a quote to secure your coverage with confidence.